GIVE IT TO ME
We hope you finally got your credit back on track because this is the time of year when plastic is king. There are tablets to buy, cell phones to upgrade, Skylander figurines to accumulate. Giving only feels good if it falls beneath the yoke of crippling debt. But if you still can't find the right gifts for your loved ones, maybe you could provide them with an experience, like a nice Christmas dinner or a trip to Santa's Enchanted Forest. Or you can buy them tickets to celebrate the New Year at some fancy parties so you can spend the rest of the year getting out of the hole.